Privacy Policy

Your privacy and security are important to us

Last updated: March 09, 2026

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Service.
  • Affiliate means an entity that controls, is controlled by, or is under common control with a party.
  • Company refers to Cred Finance India.
  • Cookies are small files placed on Your computer, mobile device or other device by a website.
  • Country refers to Maharashtra, India.
  • Device means any device that can access the Service.
  • Personal Data means any information that relates to an identified or identifiable individual.
  • Service refers to the Website.
  • Service Provider means any natural or legal person who processes the data on behalf of the Company to provide, maintain, analyze, or improve the Service.
  • Usage Data refers to data collected automatically when using the Service, such as page visits, browser information, device information, and diagnostic data.
  • Website refers to Cred Finance India, accessible from https://credfinanceindia.com/ .
  • You means the individual accessing or using the Service, or the company or legal entity on behalf of which such individual is accessing or using the Service.
  • Collecting and Using Your Personal Data

    Types of Data Collected

    Personal Data

    While using Our Service, We may ask You to provide certain personally identifiable information that can be used to contact or identify You.

    • Email address
    • Phone number

    Usage Data

    Usage Data is collected automatically when using the Service.

    Usage Data may include information such as Your Device's Internet Protocol address, browser type, browser version, pages visited, time and date of visit, time spent on pages, unique device identifiers and other diagnostic data.

    When You access the Service through a mobile device, We may collect information including device type, unique device ID, IP address, operating system, browser type and other diagnostic information.

    Tracking Technologies and Cookies

    We use Cookies and similar tracking technologies to monitor activity on Our Service and store certain information to improve and analyze Our Service.

    • Cookies or Browser Cookies
      A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or indicate when a Cookie is being sent.
    • Web Beacons
      Certain sections of Our Service and emails may contain electronic files known as web beacons which help us understand website usage and improve services.

    Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your device while Session Cookies are deleted after closing Your browser.

    Use of Your Personal Data

    The Company may use Personal Data for the following purposes:

    • To provide and maintain our Service: Including monitoring the usage of our Service.
    • To manage Your Account: To manage registration and provide account-related services.
    • For contract performance: To complete agreements and provide requested services.
    • To contact You: We may contact You through email, phone calls, SMS, or other communication methods regarding updates, services, and security information.
    • To provide offers and information: To provide information about products, services, and promotions.
    • To manage requests: To handle customer queries and support requests.
    • For business transfers: Personal Data may be transferred during mergers, acquisitions, restructuring, or business transactions.
    • For other purposes: To analyze data, improve services, marketing, and user experience.

    Sharing Your Personal Data

    We may share Your Personal Data in the following situations:

    • With Service Providers: To monitor and analyze Service usage and provide support.
    • For business transfers: During company mergers, sales, financing, or acquisitions.
    • With Affiliates: With companies under common control that follow this Privacy Policy.
    • With business partners: To provide products, services, or promotions.
    • With Your consent: For any other purpose with Your permission.

    Retention of Your Personal Data

    The Company will retain Your Personal Data only for as long as necessary for the purposes mentioned in this Privacy Policy and to comply with legal requirements.

    We may retain information to resolve disputes, enforce agreements, and maintain security.

    • Account information may be retained during your account relationship and for necessary legal purposes after closure.
    • Customer support records may be retained for service improvement and dispute resolution.
    • Usage information may be retained for security monitoring and analytics.

    Transfer of Your Personal Data

    Your information, including Personal Data, may be processed at the Company's operating offices and other locations where the parties involved in processing are located.

    This means Your information may be transferred and maintained on computers located outside Your state, province, country, or other governmental jurisdiction where data protection laws may differ.

    The Company takes all reasonable steps to ensure that Your data is treated securely and according to this Privacy Policy.

    Delete Your Personal Data

    You have the right to request deletion of Personal Data that We have collected about You.

    You may update, modify, or delete Your information by contacting Us. However, We may retain certain information where required by law.

    Disclosure of Your Personal Data

    Business Transactions

    If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred. We will provide notice before Your information becomes subject to another Privacy Policy.

    Law Enforcement

    The Company may disclose Your Personal Data if required by law or in response to valid requests from government authorities.

    Other Legal Requirements

    The Company may disclose Your Personal Data when necessary to:

    • Comply with legal obligations.
    • Protect and defend Company rights or property.
    • Prevent or investigate possible wrongdoing.
    • Protect users and public safety.
    • Protect against legal liability.

    Security of Your Personal Data

    The security of Your Personal Data is important to Us. We use commercially reasonable methods to protect Your information, but no method of transmission over the Internet or electronic storage is completely secure.

    Children's Privacy

    Our Service does not address anyone under the age of 16. We do not knowingly collect personally identifiable information from children.

    If You believe that a child has provided Personal Data to Us, please contact Us so that appropriate action can be taken.

    Links to Other Websites

    Our Service may contain links to third-party websites. We are not responsible for the privacy policies, content, or practices of these external websites.

    We recommend reviewing the Privacy Policy of every website You visit.

    Changes to this Privacy Policy

    We may update Our Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

    You are advised to review this Privacy Policy periodically for any changes.

    Contact Us

    If you have any questions about this Privacy Policy, You can contact us: